the economy is pretty wide. the election, depending how it turns out, could have a lot of implications. to me, it makes perfect sense the closer we get to the end of the year, the closer we get to november, people are going to be lightening up. it all makes sense. >> yeah, and mandy, you were highlighting earlier oil is lower, gold is lower. a lot of the base materials have been suffering as well today. >> yeah, that's absolutely true. you know, i think what's also interesting, if it is indeed a scary october, bill, remember, buy low. if you're a long-term investor, then any kind of dip after what has been a good run up to multiyear highs in this market might be your opportunity to get in at a better price. at this stage as well, in terms of the earnings season, which will unfold over the next two to three weeks here in the states, bill, the expectations for many companies are so low and have been driven lower that there is the potential here for upside surprises, which is something that potentially could be a positive catalyst for the market. >> tim, do you agree with that?